Once your contribution is collected from your debit card, it'll typically be received and applied to your CIRCA5000 account by 3pm the following working day. E.g. if your contribution is successfully collected on Monday, then it'll typically be received and applied to your CIRCA5000 account by 3pm on Tuesday.

We trade every week day between 3pm-3.30pm, including any contribution which have settled with us from 3pm the previous working day to 3pm on the trading date.

Trades take 2 working days to settle; after which you should begin to see daily fluctuations of your CIRCA5000 balance.

Please be aware that a small number of scenarios could mean contributions settle with us after our trading cut off of 3pm. If this happens then your contribution will be invested the following working day.