Once your top-up is collected from your debit card it'll typically be received and applied to your CIRCA5000 account by 3pm the following working day. E.g. if your top-up is successfully collected on Monday, then it'll typically be received and applied to your CIRCA5000 account by 3pm on Tuesday.

We trade every week day between 3pm-3.30pm, including any top-ups which have settled with us from 3pm the previous working day to 3pm on the trading date.

Trades take 2 working days to settle; after which you should begin to see daily fluctuations of your CIRCA5000 balance.

Please be aware that a small number of scenarios could mean top-ups settle with us after our trading cut off of 3pm. If this happens then your top-up will be invested the following working day.

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