If you're eligible to make UK-tax-relievable pension contributions, you can choose to make one-off contributions as and when you like, or set up a regular contribution which will be collected automatically - or even both.

The minimum contribution must be £5 and can only be collected from your registered debit card.

HMRC also require us to collect your gender and employment status, and you must agree to the contribution declaration. This will be done in the app at the point you make your contribution.

One-off Contribution

To make a one-off contribution to your CIRCA5000 pension:

  • Open the CIRCA5000 app;

  • Select Personal Pension from the top of your home page;

  • Tap '+ top up'.

Regular Contributions

To make a regular contribution to your CIRCA5000 pension you can set up a Monthly Top-Up arrangement:

  • Open the CIRCA5000 app;

  • Select Personal Pension from the top of your home page;

  • Next to the 'Monthly Top-ups' tab select 'Set up'.

It's generally recognised that making regular contributions is a good habit to get into. But you have the flexibility to decrease (or even stop) your regular contributions at any time if you need to.

Please remember though, decreasing or stopping contributions will reduce the possible value of your pension fund at retirement.

You can also increase your pension contributions when you feel you can afford to contribute more, or on a regular basis.

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