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CIRCA5000 Account Fees
CIRCA5000 Account Fees
Lauren Parry avatar
Written by Lauren Parry
Updated over a week ago

Our fees for our investment accounts are as follows:

Personal Pension Account

Platform fee:

  • Free until June 2023

  • 0.45% p.a. after June 2023 (starting 1st June 2023)

Subscription fee:

  • N/A

Transfer out fee:

  • £30.00 per transfer in, when you transfer out within 12 months.

ISAs, Junior ISAs & General Investment Accounts (GIA)

Platform fee:

  • 0.45% p.a.

Subscription fee:

  • £1 per month

We charge £1 per month for all the accounts you open with us. For example, this means that if you were to open an ISA, a GIA and three Junior ISAs, the most you will pay in monthly subscription fees is £1 in total, per month, for all those accounts.

External fund fees for all accounts:

  • 0.25% to 0.65% per year, depending on your choice of investments.

How and when do we collect fees?

We collect fees from your investment accounts on the 10th of each month, or the next working day.

We collect fees from uninvested cash in your account. If there is not enough cash to cover fees, we will sell down enough of your largest holding to cover the fee.

The £1 monthly subscription fee for ISAs, GIAs and JISAs is collected from the balance of the first ISA or GIA you opened with us.

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